This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction.  As with any security, request a prospectus from your registered representative.  Read it carefully before you invest or send money.  Securities products are limited to residents of (AZ;CA;CO;IA;ID;MN;MT;OR;UT;WA; and WY). California License #0F49411. Securities offered through Ameritas Investment Corp. (AIC).  Member FINRA/SIPC.  AIC and University Financial Group are not affiliated.